Expanding IMEPay to web, competing with market leaders

Expanding IMEPay to web, competing with market leaders

Led the design of IMEPay's web app to cater tech-savvy professionals with lite & pro dashboards, streamlined send money process and improved transaction tracking.

Improved transaction tracking with an innovative color-coded status system and timeline view, making it 60% faster to recognize and track payment states.

Streamlined money transfer experience from 7 to 4 steps with unified bank and wallet transfers, cutting transaction completion time in half.

Expanded platform accessibility to desktop users, competing directly with market leaders

Applied Google's responsive layout patterns and component design for large screens, creating a consistent cross-platform experience that scales seamlessly from mobile to desktop while maintaining IME Pay's brand identity

Overview

Overview

Overview

Overview

Role

Product Designer

Scope

UX Research

UI Design

High Fidelity Prototype

Company

IME Digital Solutions

4 Months Design,

Context

Context

Context

Context

"Major competitors had established web presence, creating a service gap."

In Nepal's rapidly evolving digital payment landscape, IME Pay faced a critical competitive gap. While competitors like eSewa and Khalti offered both mobile and web platforms, IME Pay's services were limited to mobile apps.

This limitation not only affected market competitiveness but also restricted user accessibility, particularly for those who live abroad and who preferred or needed desktop access during work hours.

"In 2023, Nepal's remittance flows were estimated at US$11 billion, which accounted for 26.6% of the country's GDP."

The Business Case

Competitive Necessity: Major competitors had established web presence, creating a service gap

Accessibility Enhancement: Users were limited to mobile devices, restricting usage in workplace settings

Brand Vision Alignment: Supporting IME Financial's vision to be "the nation's most preferred inclusive financial service provider by 2025"

Core Values Support: Reinforcing company values of Accessibility, Affordability, and Convenience

Challenge

Bridge the competitive gap in Nepal's digital payment market

Create an omnichannel experience while maintaining the familiar mobile app experience

Provide seamless access across devices without compromising security

Process

Process

Process

Process

"In 2023, Nepal's remittance flows were estimated at US$11 billion, which accounted for 26.6% of the country's GDP."

Research & Discovery

Analyzed competitor platforms to identify market gaps and opportunities

Conducted user interviews focusing on money transfer behaviors across devices

Mapped existing mobile app flows to identify optimization opportunities for web

Recognised our strength of 21 years of remittance history with more than 20,000 of agents physical networks.

Design Strategy

Prioritized core money transfer features for initial web release

Created adaptive layouts following Material Design guidelines for large screens

Developed an information architecture optimized for desktop workflows

Designed with consideration for workplace usage patterns

Everything was about moving money, and in Nepal case, it was of sending money.

Primary Functions

Sending Money ( Bank Transfer, Wallet Transfer)

Receive Money ( Domestic, International Remittance)

Transaction History

Balance Management

Secondary Functions

Load Money

Utility Payments

Account Settings

Profile Management

"Sending money form your wallet hasn’t been so much fun. In just 4 steps."

Send Money Flow

Redesigned transfer journey reducing steps from 7 to 4 for frequent transactions

Unified flow for bank and wallet transfers simplifies mental model for users

Progressive disclosure of financial information, fees and help.

Persistent progress indicator

Context-preserved navigation between steps

"Created two distinct dashboard experiences to serve lite and pro user segments"


Lite Dashbord

Minimalist interface focused on quick actions with mobile app similarity

Large, prominent balance card with privacy toggle

Quick access to frequent transfers and recent transactions

Simplified navigation with essential features only

Perfect for casual users and quick transactions

Pro Dashbord

Maximizing use of large screens with material design guidelines

Priority to saved payements

Quick access to linked banks

Perfect for pro users and diverse transaction types


Balance Display & Privacy

Expandable balance cards with privacy toggles

Progressive disclosure of financial information

One-click balance hiding for public viewing

Money Transfer

Streamlined money transfer interface

Quick access to frequent recipients (2-3 most used)

Unified flow for bank transfers and wallet transfers

Contextual recent transactions

Navigation & Layout

Expandable balance cards with privacy toggles

Progressive disclosure of financial information

One-click balance hiding for public viewing

"Users were confused about the transaction status, specially for remittance taking longer time due to technical constraints."


Why we redesigned History

Support team overwhelmed with status-related queries

Business needed to reduce transaction disputes

Users struggled to track transaction statuses

Users wanted faster access to transaction information

Use Cases

They needed to confirm the transaction success that they just initiated.

Recall past purchases and transaction, to remember how much they paid.

Tracking their expenses.

Impact

Impact

Impact

Impact

"Bridging the competitive gap, providing tech savvy users the web access."

Key Results

Transaction History "Revolutionized transaction tracking with an innovative color-coded status system and timeline view, making it 60% faster to recognize and track payment states."

Dashboard Design "Dual dashboard strategy with adaptive layouts reduces cognitive load while accommodating both casual and power users in a single platform."

Send Money Flow "Streamlined money transfer experience from 7 to 4 steps with unified bank and wallet transfers, cutting transaction completion time in half."

Material Design Implementation "Applied Google's responsive layout patterns and component design for large screens, creating a consistent cross-platform experience that scales seamlessly from mobile to desktop."

Learnings

Platform expansion requires careful balance between consistency and optimization.

Progressive disclosure is crucial for managing complex financial information

User patterns from mobile should inform but not constrain web design

LOADING